The Mercantile Card

The Premier Small Business Card

  • 2% Back on everything
  • $300 Signup Bonus *
  • $0 No Annual Fee
  • No effect on personal credit
mercantile card
  • 2% back on everything, unlimited. †

  • $300

    Signup Bonus*

  • $0 No Annual Fees

  • No Effect on Personal
    Credit.

    No Personal Guarantees

Easy-to-use Card Platform

Manage your practice's cards from an easy-to-use platform. You'll be able to manage your transactions, create and manage employee cards, set spending permissions, redeem your rewards, make payments — all within our modern platform.

Manage your transactions

View and manage your practice's transactions. Make payments, request line increases, all within the platform.

Apply now
App screenshot manage your transactions

Create employee Cards

Create cards for your employees, set their permissions, and manage their budgets. There are no limits to how many physical and virtual cards you can create for your team.

Apply now
App screenshot create employee cards

Manage your transactions

View and manage your practice's transactions. Make payments, request line increases, all within the platform.

Apply now
App screenshot manage your transactions

Create employee Cards

Create cards for your employees, set their permissions, and manage their budgets. There are no limits to how many physical and virtual cards you can create for your team.

Apply now
App screenshot create employee cards

Vendor Negotiations

We negotiate with your vendors, so you don’t have to.

We will provide you with a Vendor Negotiation Specialist who spent years negotiating Optometry Vendor deals.

How does it work?

Once approved for an account, you will receive a Welcome email from your Vendor Negotiation Specialist with more detail. Simply CC your Vendor Negotiation Specialist in your vendor email or phone negotiations. We take care of the rest!

Compare Cards

Types

Card title

Rewards

Annual Fee

Signup Bonus

Tied to Personal Credit?

Personal Guarantees?

Help with Vendor Negotiations?

Types

Chase card

Card title


Chase Ink Business Unlimited

Rewards




1.5% Back Unlimited 1

Annual Fee

$0 1

Signup Bonus


$750 Cashback 1

Tied to Personal
Credit?

No 2

Personal
Guarantees?

Yes 3

Help with Vendor 
Negotiations?

No

Types

Capital One card

Card title


CapitalOne Spark 2%

Rewards




2% Back Unlimited 4

Annual Fee

$150 4

Signup Bonus


Up to $1,000 (Variable) 4

Tied to Personal
Credit?

Yes 5

Personal
Guarantees?

Yes 5

Help with Vendor 
Negotiations?

No

Types

American Express card

Card title


Amex Blue Business Card

Rewards




2% back up to $50,000 in spend. 1% after $50,000 in spend 6

Annual Fee

$0 6

Signup Bonus


$250 Statement
Credit 6

Tied to Personal
Credit?

Yes 7

Personal
Guarantees?

Yes 8

Help with Vendor 
Negotiations?

No

Types

American Express card

Card title


Amex Business Platinum

Rewards




1X on eligible purchases under $5,000. 1.5X on purchases >$5,000
5X on amextravel 9

Annual Fee

$695 9

Signup Bonus


150,000 points 9

Tied to Personal
Credit?

Yes 10

Personal
Guarantees?

Yes 11

Help with Vendor 
Negotiations?

No

Rewards Calculator

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