The Mercantile Card

The Premier Small
Business Card

  • Up to 2.1% back on everything
  • $0 No Annual Fee
  • No effect on personal credit
mercantile card
  • Up to

    2.1% back on everything, unlimited

  • Exclusive
    Vendor offers

  • $0 No Annual Fees

  • No Impact on Personal
    Credit

Easy-to-use Card Platform

Manage your practice's cards from an easy-to-use platform. You'll be able to manage your transactions, create and manage employee cards, set spending permissions, redeem your rewards, make payments — all within our modern platform.

Manage your transactions

View and manage your practice's transactions. Make payments, request line increases, all within the platform.

Apply now
App screenshot manage your transactions

Create employee Cards

Create cards for your employees, set their permissions, and manage their budgets. There are no limits to how many physical and virtual cards you can create for your team.

Apply now
App screenshot create employee cards

Manage your transactions

View and manage your practice's transactions. Make payments, request line increases, all within the platform.

Apply now
App screenshot manage your transactions

Create employee Cards

Create cards for your employees, set their permissions, and manage their budgets. There are no limits to how many physical and virtual cards you can create for your team.

Apply now
App screenshot create employee cards

Vendor Negotiations

We negotiate with your vendors, so you don’t have to.

We will provide you with a Vendor Negotiation Specialist who spent years negotiating Optometry Vendor deals.

How does it work?

Once approved for an account, you will receive a Welcome email from your Vendor Negotiation Specialist with more detail. Simply CC your Vendor Negotiation Specialist in your vendor email or phone negotiations. We take care of the rest!

Compare Cards

Types

Card title

Rewards

Signup Bonus

Annual Fee

Tied to Personal Credit?

Personal Guarantees?

Help with Vendor Negotiations?

Types

American Express card

Card title


Amex Business Platinum

Rewards




1.5% Back 1

Annual Fee

120,000 points 1

Signup Bonus


$695 2

Tied to Personal
Credit?

Yes 2

Personal
Guarantees?

No 2

Help with Vendor 
Negotiations?

No

Types

Capital One card

Card title


CapitalOne
Spark

Rewards




2% 3

Annual Fee

Up to $1,000 3

Signup Bonus


$150 3

Tied to Personal
Credit?

Yes 3

Personal
Guarantees?

No 3

Help with Vendor 
Negotiations?

No

Types

Chase card

Card title


Chase Ink Business Unlimited

Rewards




1.5% 4

Annual Fee

$900 Cashback 4

Signup Bonus


$0 4

Tied to Personal
Credit?

No 5

Personal
Guarantees?

Yes 6

Help with Vendor 
Negotiations?

No

Rewards Calculator

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For illustrative purposes only